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Protect your home, your family, your business

Life Cover

Life insurance comes in many forms, but the aim is the same. To protect those who are left behind after a bereavement.

Financially protecting your dependent children and against any inheritance tax they may be liable for, paying off any remaining mortgages so that the properties are mortgage free, or leaving a lump sum to help with funeral arrangements and other costs – All are possible with life cover.


Critical Illness Cover

Suffering from a critical illness is like ‘dying a little bit’, and so you can protect yourself from the consequences of suffering financially.

A critical illness policy will provide a tax-free lump sum that could repay your mortgage, clear other debts, replace lost income for a year or two (the time it could take to recover), and stop the worry about returning to work too soon because your income has been reduced, or stopped altogether.


Income Protection

If you are unlucky enough to be struck down with a long term illness or disability, it is likely that your income will eventually stop.

An Income Protection Plan can start to pay you when your income either from your employer or from self-employment stops, and it will continue to pay you until you get better, die, or reach retirement age. 

You can even protect your family after your death with family income benefit


Health Insurance

Everyone is finding it hard to get a GP appointment these days. Health Insurance has all kinds of benefits that you may not be aware of. 

From seeing a doctor when and where you want, to getting assistance with dental or eyecare – all the way up to private consultations and procedures should the unfortunate happen and you are diagnosed with a serious illness.

Free, Impartial Advice

Accessing the whole of the market,  regardless of your requirements : We can help!

We don’t have favourites. We advise based on your unique indivual requirements. 

Life and critial Illness Cover

Do I Need Life Insurance?

If you’re arranging a new mortgage, or have an existing one, you have made a commitment to make regular repayments to your mortgage lender. They don’t care what happens to you in life, they just want their regular payments. 

Life and critical illness Cover

What could happen?

If life deals you a blow (such as illness, disability, or the fatal blow of actually dying), it is your sole responsibility to continue making those monthly payments, or have the funds to repay your debts in full.If life deals you a blow (such as illness, disability, or the fatal blow of actually dying), it is your sole responsibility to continue making those monthly payments, or have the funds to repay your debts in full.

Let us help –  It will only take a minute

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